This is short and sweet. Anyone who says they have to hold your check for two weeks or more is lying to you. What they are doing is holding your money for two weeks before they deliver your goods. Why? You have to ask them, because there is no reason to do so. Checks used to be sent through clearing houses and it did take days and sometimes a couple of weeks for the money to get moved around, but not any more. Checks are treated the same way your debit card is. The bank get the check, they scan the bottom numbers in and key in the amount of the check, and at the end of the day they push a button and BINGO! The money is taken from your account at midnight the day the check is scanned.

The only delay is if the check is deposited on a weekend or holiday. It takes NO MORE THAN 72 HOURS for your check to clear in the modern world. Once it clears, that money is gone forever. Anyone telling you they had a check go bad after 72 hours or after the money was in their account is a lying to you. They either didn’t wait for the check to clear and verify the funds before spending it, or they just blaming a check because they over-spent their account balance.

It is that simple. Anyone telling you they hold the check for two weeks or more than 72 hours - feel free to EDUCATE THEM AND TELL THEM YOU WON’T DO BUSINESS WITH THEM….that will get their attention — most of the clowns that do this also don’t use PayPal….I sometimes get the impression they are just using their money to juggle their own expenses and too sorry to get your item in the mail. These people shouldn’t even be allowed to have a checking account, because they sure don’t know how one works so how can you trust them WITH YOUR MONEY, when they don’t know how THEIR OWN money works?